Farm & Crop Insurance
If you are in the farming business, you realize there are specific insurance needs that are not covered by your personal or commercial insurance policies. Please read the list below to view examples:
Ingestion coverage: Provided Coverage of your harvesting equipment and these repairs can be extremely expensive.
Extra expense coverage: Provided Coverage that allows you to continue planting and/or harvesting even if there is a loss of equipment.
Seasonal use credits: Seasonal credits are given for medium - heavy vehicles that are only used a few months out of the year.
We have several reputable companies that provide coverage. Please read the list below to review the companies.
. Safeco
. Travelers
. Rain & Hail
. Nationwide Premier Ag
These carriers have been writing insurance for the farming industry for many years. There are many detailed coverages that are provided based on each individual need.
Farm & Crop Insurance FAQs
Can I purchase a farm umbrella policy for extra protection of my farming operation including the autos?
Yes. All of the companies that we represent offer umbrella coverage.
Is Replacement cost coverage available for my farm equipment?
Many farm policies provide replacement cost coverage for farm machinery type equipment if it is less than 3 or 5 years old, depending on the company. After that coverage is settled at actual cash value at the time of the loss. However, there is a replacement cost policy, including mechanical break down, or irrigation equipment regardless of age.
Can I buy one policy to coverage everything I own?
A single policy is available that covers everything. However, we are an independent Insurance Agency, which means let us shop around for you. We can offer many possibilities that will give the most coverage available at the best price available.
